Legal and Regulatory

Investment involves risk. The value of investments, and the income from them, can go down as well as up and an investor may get back less than the amount invested. Past performance is not a guide to future results.

Standard Life Aberdeen plc is registered in Scotland (SC286832) at 1 George Street, Edinburgh, EH2 2LL. https://www.standardlifeaberdeen.com/

The information contained in this website is of a general nature on the activities carried out by the entities listed below. This information is therefore only indicative and does not constitute any form of contractual agreement, nor is it to be considered as an offer, investment recommendation, or solicitation to deal in any financial instruments or engage in any investment service or activity. No warranty whatsoever is given and no liability whatsoever is accepted for any loss arising whether directly or indirectly as a result of the reader, any person or group of persons acting on any information, opinion or estimate contained in this website.

Please note that some of the investments referenced in this website are not authorised for distribution in all of those jurisdictions in which we operate. For further information, please speak to your usual contact at Aberdeen Standard Investments.

Risks of investing:

Equities:

Foreign securities may be more volatile, harder to price and less liquid than domestic securities. They are subject to different accounting and regulatory standards, and political and economic risks. These risks may be enhanced in emerging markets countries.

Fixed Income:

Fixed income securities are subject to certain risks including, but not limited to: interest rate, credit, prepayment, and extension.

Property: 

Investments in property may carry additional risk of loss due to the nature and volatility of the underlying investments. Real estate investments are relatively illiquid and the ability to vary investments in response to changes in economic and other conditions is limited. Property values can be affected by a number of factors including, inter alia, economic climate, property market conditions, interest rates, and regulation.

Alternatives: 

Alternative investments may engage in speculative investment practices; involve a high degree of risk; and are generally considered to be illiquid due to restrictions on transferring interests. An investor could lose all or a substantial portion of their investment. Investors must have the financial ability, sophistication / experience and willingness to bear the risks of such an investment.

Diversification does not necessarily ensure a return or protect against a loss.

This is not a complete list or explanation of the risks involved and investors should read the relevant offering documents and consult with their own advisors before investing.

Risks of Investing in the SMA.

Sterling Managed Investments Pty Ltd  ABN 85 138 834 590 , AFS Licence Number 340744 is subject to the requirements of the Australian Privacy Principles and the Australian Privacy Act 1988.

All investments carry risk. Different investment strategies carry different levels of risk depending on the underlying mix of assets that make up the strategy. Usually assets with the potential for the highest long term returns carry the highest levels of short term risk.

While Antares’ disciplined, risk-controlled investment approach aims to generate investment returns over the long term, it is important for you to carefully consider the risks of investing in the SMA and to understand that:

• the value of your Portfolio will vary
• investment returns will vary and future returns may differ from past returns
• returns are not guaranteed and you may lose some of the money you invest
• dividends and other income may be lower than expected or you may receive none
• laws of overseas jurisdictions can impact returns on international investments
• laws affecting the SMA may change in the future

Questions

If you have any questions relating to the above, please contact our Client Services team by phone on 07 3018 0400